IndusInd Platinum RuPay Credit Card
A lifetime free credit card with seamless UPI integration and rewarding benefits.
UPI Payments
Make payments using UPI without carrying physical card
QR Payments
Scan merchant QR codes for direct payments
Enhanced Security
No CVV or OTP needed for UPI transactions
Fuel Benefits
1% fuel surcharge waiver (₹400-₹4000)
Rewards
2X
UPI Transactions
2 points per ₹100 on UPI spends
1X
Regular Spends
1 point per ₹100 on non-UPI spends
0.70X
Select Categories
On utility bills and select merchants
∞
Points Validity
No expiry on reward points
Card Details
Fees & Charges
Annual Fee$0
Interest Rate3.49% per month
Cash Advance Fee2.5% or ₹500
Eligibility
Minimum Income$300000 p.a.
Credit Score700+
Age Requirement21-60 years
Estimated Annual Savings
UPI Transactions
Monthly Spend: ₹15,000
Annual Savings: ₹1,260
Non-UPI Transactions
Monthly Spend: ₹10,000
Annual Savings: ₹420
Fuel Surcharge Waiver
Monthly Savings: ₹30
Annual Savings: ₹360
Total Annual Savings
Based on average monthly spends
₹2,040
Credit Limit
Starting Credit Limit
₹30,000
Initial credit limit for new cardholders
Maximum Credit Limit
₹7,00,000
Based on credit profile and usage