0 Processing Fee

Find the Home Loan that best meets your needs with no Processing Fee.

Zero processing fee in home loans means that the lender is not charging a fee for processing the loan application. This can be an attractive option for borrowers, as it can result in lower upfront costs for the loan.

However, it's important to note that while a zero processing fee may be appealing, other fees, such as appraisal fees, legal fees, and administrative fees, may still apply. Additionally, the interest rate and loan terms offered by the lender may be higher to compensate for the lack of processing fees.

Therefore, when considering a home loan with zero processing fee, it's important to carefully review the overall cost of the loan, including the interest rate, repayment period, and any other fees, to ensure that it is the best option for your financial needs.

It's also recommended to compare home loan options from multiple lenders, including traditional banks and non-traditional lenders, to find the best deal for your specific financial situation.

WHAT DOCUMENTS ARE REQUIRED TO APPLY FOR A HOME LOAN?

  • Proof of Identity: Copy of any one (PAN Card, Passport, Aadhaar Card, Voter’s ID Card, and Driving License)
  • Proof of Age: Copy of any one (Aadhaar Card, PAN Card, Passport, Birth Certificate, 10th Class Mark-sheet, Bank Passbook, and Driving License)
  • Proof of Residence: Copy of any one (Bank Passbook, Voter’s ID, Ration Card. Passport, Utility Bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill)
  • Proof of Income for Salaried: Copy of Form 16, latest payslips, IT returns (ITR) of past 3 years, and investment proofs (if any)
  • Proof of Income for Self-Employed: Details of ITR of last 3 years, Balance Sheet and Profit & Loss Account Statement of the Company/Firm, Business License Details, and Proof of Business Address
  • Property-related Documents: NOC from Society/Builder, detailed estimate of the cost of construction of the house, registered sale deed, allotment letter, and an approved copy of the building plan.

Note: The above list is indicative and your lender might ask for additional documents.

CAN I AVAIL TAX DEDUCTION ON MY HOME LOAN?

Yes, The repayment of the principal amount would qualify for tax deductions under Section 80C of the Income Tax Act. The repayment of interest component would qualify for tax deduction under Section 24(b) of the IT Act.

WHAT ARE THE INTEREST RATES OF HOME LOANS?

With home loans, you have the option of both floating and fixed interest rates.

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Kailash

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Vivek Prasadd

Founder

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Vishal Arya

Founder

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Dheeraj Singh

Founder

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  • Loan 6

    Interest
    from 11.00% p.a.
    Tenure
    over 2 years
    Min Income
    RS4,340.00
  • Loan 4

    Interest
    from 11.00% p.a.
    Tenure
    over 2 years
    Min Income
    RS4,340.00
  • Loan 2

    Interest
    from 12.00% p.a.
    Tenure
    over 2 years
    Min Income
    RS321.00