Zero processing fee on car loans in India means that the borrower does not have to pay any fees for the processing or documentation of the loan. Some financial institutions may offer zero processing fees as a promotional offer to attract borrowers to take out car loans with them. Having a zero processing fee can be beneficial as it reduces the overall cost of the loan, making it more affordable for the borrower. However, it's important to carefully review the terms and conditions of the loan to ensure that there are no hidden fees or charges that may offset the savings from the zero processing fee.

It's also important to compare different loan options, including both loans with and without a processing fee, to find the loan that best meets your needs. Factors such as the interest rate, repayment terms, and overall cost of the loan should be considered before making a decision.