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Online Shopping

Using the right card, you can save a considerable amount on your shopping expenses in the form of cashback, reward points and co-branded benefits with Flipkart, Amazon and more. Here is the list of the best shopping credit cards:

Best Online Shopping Credit Cards 2023
Credit Card Annual Fee* Offers best value-back on Best Feature
Flipkart Axis Bank Credit Card Rs. 500 (from 2nd Year) Flipkart and Myntra 5% cashback on Flipkart, Myntra and 2GUD
Amazon Pay ICICI Credit Card Nil Amazon 5% cashback on shopping at Amazon
HSBC Cashback Credit Card Rs. 750 Amazon, BigBasket, Myntra and Ajio 1.5% cashback on all online spends
HDFC Millennia Credit Card Rs. 1,000 Amazon, Flipkart, BookMyShow, Swiggy etc. 5% cashback on Amazon, Flipkart, PayZapp & SmartBuy
Axis Bank ACE Credit Card Rs. 499 Swiggy, Zomato & Ola 5% cashback on bill payments, DTH, and mobile recharges via Google Pay
SBI SimplyCLICK Credit Card Rs. 499 BookMyShow, Cleartrip, Lenskart, Netmeds, etc 10X reward points on online spends
HDFC MoneyBack Credit Card Rs. 500 No specific brand 2X reward points on online shopping
Axis Bank Buzz Credit Card Rs. 750 Online Shopping from Flipkart 10% instant discount on Flipkart*
Standard Chartered DigiSmart Rs. 49 per month Myntra, INOX, Zomato, Grofers (Now Blinkit) 20% off on Myntra & 10% off on Grofers (now Blinkit) and Zomato
Axis Bank Neo Credit Card Rs. 250 Myntra, BookMyShow, Grofers (Now Blinkit) 10% off on online shopping, recharges and movie tickets

Shopping credit cards offer a number of benefits to users in India, including:

1. Rewards and Cashback: Many shopping credit cards offer attractive rewards and cashback programs for purchases made at partner merchants. This can result in significant savings for regular shoppers.

2. Convenient Payment Option: Credit cards offer a convenient and secure way to pay for purchases. This can be especially useful when shopping online or at large, busy stores where cash transactions may not be possible.

3. Interest-Free Credit: Shopping credit cards often offer an interest-free credit period of up to 45 days, which means that users can delay payment on their purchases without incurring interest charges.

4. Easy Tracking of Expenses: Shopping credit cards allow users to keep track of their spending and monitor their budget. Most cards provide detailed statements and transaction histories, which can be useful for budgeting and expense tracking.

5. Additional Perks: Some shopping credit cards offer additional benefits such as exclusive access to sales and discounts, extended warranty on purchases, and travel insurance.

6. Credit Building: Regular, responsible use of a shopping credit card can help build a positive credit history and improve the user's credit score. This can be useful in obtaining other financial products in the future

Overall, shopping credit cards can be a useful tool for managing expenses, earning rewards, and building credit. However, it is important to choose the right card and use it responsibly in order to fully enjoy the benefits and Rupee Heroes is here to help!

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Vivek Prasadd

Founder

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Vishal Arya

Founder

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Dheeraj Singh

Founder

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