REWARDS CREDIT CARD
Find the Credit Cards with Rewards or compare all the Credit Cards available with the best Rewards Offers.
WHAT IS REWARDS CREDIT CARD?
Rewards credit cards are credit cards that award you with points when you use them.
These points can be used to redeem credit card rewards, which is why they’re commonly referred to as credit card rewards points.
When you collect enough points, you can then use them to claim a credit card reward.
Using the right card, you can save a considerable amount on your shopping expenses in the form of cashback, reward points and co-branded benefits with Flipkart, Amazon and more. Here is the list of the best shopping credit cards:
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BEST REWARD CREDIT CARDS IN 2023 |
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| Credit Card | Annual Fee* | Benefits | |
| SBI Prime Credit Card | Rs. 2,999 | 10 reward points on every Rs. 100 spent on dining, groceries, departmental stores, and movies | |
| Standard Chartered Platinum Rewards Credit Card | Rs. 250 | 5 reward points for every Rs. 150 spent on dining, fuel and 1 reward point on other categories | |
| American Express SmartEarnTM Credit Card | Rs. 495 | 10X Membership Rewards Points on every Rs. 50 spent on Flipkart, Amazon and Uber | |
| IDFC FIRST Select Credit Card | Nil | Up to 10X reward points on your birthday and select spends | |
| HDFC Regalia Credit Card | Rs. 2,500 | 4 reward points for every Rs. 150 spent via this credit card | |
Rewards credit cards offer a number of benefits, including:
1. Rewards on Everyday Purchases: Rewards credit cards offer points, miles, or cash back rewards on everyday purchases, such as gas, groceries, and dining.
2. Increased Savings: By earning rewards on purchases, users can save money on their everyday expenses.
3. Flexibility in Redemption: Rewards credit cards offer flexible redemption options, allowing users to redeem their rewards for travel, merchandise, or statement credits.
4. No Limitations on Rewards: Rewards credit cards do not limit the rewards earned, allowing users to earn as many rewards as they want.
5. Increased Purchasing Power: Rewards credit cards can increase a user's purchasing power by offering rewards on everyday purchases.
6. Improved Credit Score: Regular, responsible use of a rewards credit card can help improve the user's credit score, which can have a positive impact on their financial future.
7. Exclusive Offers and Promotions: Some rewards credit cards offer exclusive promotions and offers, such as increased rewards on certain purchases or categories.
8. Versatility: Rewards credit cards can be used for a variety of purchases, including everyday expenses, travel, and entertainment.
Overall, rewards credit cards offer a simple and straightforward way to earn rewards on purchases and can help users save money on their everyday expenses. However, it is important to choose the right card and use it responsibly in order to fully enjoy the benefits and Rupee Heroes is here to help!